Whoever takes a loan while intending to repay it, and asks for Allah’s help to repay his debt, Allah will facilitate for him the means to settle his debt, and in the event of his inability to repay it, Allah will compensate the one who gave him the loan until he becomes satisfied with him on the Day of Judgment. However, if a person borrows money and takes loans while intending not to repay his debts, Allah will take away his wealth in this life and punish him in the Hereafter. The Prophet ﷺ in this hadeeth narrates to us a fascinating story with a great moral about a man from the Children of Israel who borrowed 1000 dinars from another man. According to another version of the hadeeth in Saheeh al-Bukhaaree, it reads: “The man required witnesses so he can lend him the money. The former replied, 'Allah is sufficient as a witness.' The man said, 'I want a guarantee.' The former replied, 'Allah is sufficient as a guarantee.' The second said, 'You are right,' and lent him the one thousand dinars for a certain period.” When the time of repayment of the debt became due, the man was far away so he tried to find a boat to travel back home so he can give the money back to the creditor, but he could not find a boat to take him there. As such, he took a piece of wood and bored it and put 1000 diners in it and threw it into the sea while having full reliance upon Allah to deliver it to the man by His Power and Will. This is explicitly mentioned in the other version of the hadeeth, which reads: “he took a piece of wood and made a hole in it, inserted in it one thousand Dinars and a letter to the lender and then closed (i.e., sealed) the hole tightly. He took the piece of wood to the sea and said, 'O Allah! You know well that I took a loan of one thousand Dinars from so-and-so. He demanded a surety from me, but I told him that Allah's Guarantee was sufficient, and he accepted Your guarantee. He then asked for a witness, and I told him that Allah was sufficient as a Witness, and he accepted You as a Witness. No doubt, I tried hard to find a conveyance so that I could pay his money but could not find, so I hand over this money to You.' Saying that, he threw the piece of wood into the sea till it went out far into it, and then he went away.” Afterwards, while the lender was standing on the other side of the sea, he found that piece of wood floating so he took it home so he could use it for fire to warm up and cook food. When he sawed it, he found the money along with a letter that the debtor penned wherein he explained what happened. According to the lengthier version of the hadeeth, it reads: “One day the lender came out of his house to see whether a ship had arrived bringing his money, and all of a sudden, he saw the piece of wood in which his money had been deposited. He took it home to use for fire. When he sawed it, he found his money and the letter inside it. Shortly after that, the debtor came bringing one thousand Dinars to him and said, 'By Allah, I had been trying hard to get a boat so that I could bring you your money but failed to get one before the one I have come by.' The lender asked, 'Have you sent something to me?' The debtor replied, 'I have told you I could not get a boat other than the one I have come by.' The lender said, 'Allah has delivered on your behalf the money you sent in the piece of wood. So, you may keep your one thousand Dinars and depart guided on the right path.' " One of the benefits that can be concluded from this hadeeth is that we should endeavor to repay our debts and take all possible means to settle our loans and debts. This hadeeth highlights the virtue of reliance upon Allah and the good reward that Allah gives to those who rely upon Him..