Hadithcore
Sahih al-Bukhari, 1419
sahih

Narrated Abu Huraira:

A man came to the Prophet (ﷺ) and asked, "O Allah's Messenger (ﷺ) ! Which charity is the most superior in reward?" He replied, "The charity which you practice while you are healthy, niggardly and afraid of poverty and wish to become wealthy. Do not delay it to the time of approaching death and then say, 'Give so much to such and such, and so much to such and such.' And it has already belonged to such and such (as it is too late)."

حَدَّثَنَا مُوسَى بْنُ إِسْمَاعِيلَ، حَدَّثَنَا عَبْدُ الْوَاحِدِ، حَدَّثَنَا عُمَارَةُ بْنُ الْقَعْقَاعِ، حَدَّثَنَا أَبُو زُرْعَةَ، حَدَّثَنَا أَبُو هُرَيْرَةَ ـ رضى الله عنه ـ قَالَ جَاءَ رَجُلٌ إِلَى النَّبِيِّ صلى الله عليه وسلم فَقَالَ يَا رَسُولَ اللَّهِ أَىُّ الصَّدَقَةِ أَعْظَمُ أَجْرًا قَالَ ‏

‏ أَنْ تَصَدَّقَ وَأَنْتَ صَحِيحٌ شَحِيحٌ، تَخْشَى الْفَقْرَ وَتَأْمُلُ الْغِنَى، وَلاَ تُمْهِلُ حَتَّى إِذَا بَلَغَتِ الْحُلْقُومَ قُلْتَ لِفُلاَنٍ كَذَا، وَلِفُلاَنٍ كَذَا، وَقَدْ كَانَ لِفُلاَنٍ ‏

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References2 variants
In-Book Reference
Book 24, Hadith 23
USC-MSA web (English) reference
Vol. 2, Book 24, Hadith 500 (deprecated numbering scheme)
Sharh · explanationclick to expand
The Prophetﷺwould teach his nation about the virtues of generosity and developing solidarity among them, and to hasten towards righteous deeds by giving alms and charity before death strikes them. In this hadeeth, AbooHurayrah (may Allah be pleased with him) reports that a man came to the Prophet ﷺand asked him: ‘Which charity is the greatest in reward, and most beneficial for the one who offers it?’ He ﷺ told him that whatever the person gives while he is healthy and there is no disease or illness that would sever his hope in life. It is a time when those who are frugal do so with avidity, and fear falling into poverty. They hope for riches and wish and covet it for themselves. This is during the entire course of life [for many people], especially [during] the time of affluence and comfort. So, the person will be more cautious. And if he gives charity with all of these obstacles and temptations which urge him to save his wealth, then that will lead to the greatest reward. Then, the Prophet ﷺ warned the man of a vice which will afflict many people; by waiting, being deliberately slow in delaying offering alms [to others] until: his soul reaches his throat and feels that death is near and becomes convinced that the money will not benefit him and that it is going to leave him - [so] he will bequeath so much to so and so, and so much for so and so. He ﷺ told him it had already belonged to so and so [either] from debts or rights; and that the wealth had become the property of the heirs, so this is the least rewarding. Thus, the Prophet ﷺ explained to us that the best form of charity to offer is while you are alive and healthy, despite your need for money and competence with it. And not in the case of being sick with the context of dying because at that time, the money will leave you, and belong to someone else. From the other benefits that we can conclude from this hadeeth is that it highlights the virtue of giving alms while one is healthy and frugal. It warns against delaying one’s spending in charity and holding out until the hour of death draws near, and [against] being engaged solely with fulfilling your wishes. It informs us that sickness shortens the hand of the owner from some of his possessions and being generous with money during his illness does not eliminate the trait of miserliness from him. And that if all of the works of piety are difficult, their reward will be greater. And lastly, it shows that charity offered during the time when a person is healthy and well is better than a testament [i.e., a will]..
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