It was narrated from "Abdur-Rahman bin Abi Bakr that the Messenger of Allah (ﷺ) said:

"Allah with call the debtor on the Day of Resurrection until he is made to stand before Him, and it will be said: O son of Adam, why did you take this debt? Why did you neglect people"s dues? He will say: O Lord, You know that I took it but I did not use it for food or drink or clothing, and 1 was not negligent, but what happened to me was a fire or theft or loss (in trade). Allah, may He be glorified and exalted, will say: My slave has spoken the truth, I am the most deserving to pay it off for you today, Then Allah will call for something and will put it in the pan of his balance, and his good deeds will outweigh his bad deeds, then he will enter Paradise by grace of His mercy.”