Hadithcore
Riyad as-Salihin, 1474

Anas (May Allah be pleased with him) reported:

The Messenger of Allah (ﷺ) used to supplicate: "Allahumma inni a'udhu bika minal-ajzi wal- kasali, wal-jubni wal-harami, wal-bukhli, wa a'udhu bika min 'adhabil- qabri, wa a'udhu bika min fitnatil-mahya wal-mamat <b>[O Allah! I seek refuge in You from helplessness (to do good), indolence, cowardice, senility, and miserliness; and I seek Your Protection against the torment of the grave and the trials of life and death]</b>." Another narration adds: "wa dala'id-daini wa ghalabatir-rijal (And from the burden of indebtedness and the tyranny of men)." <b>[Muslim]</b>.

وعن أنس رضي الله عنه قال‏:‏ كان رسول الله صلى الله عليه وسلم‏:‏ يقول‏:‏ ‏"‏اللهم إني أعوذ بك من العجز والكسل والجبن والهرم، والبخل، وأعوذ بك من عذاب القبر، وأعوذ بك من فتنة المحيا والممات‏"‏‏.‏ وفي رواية‏:‏ ‏"‏وضلع الدين وغلبة الرجال‏"‏ ‏(‏‏(‏رواه مسلم‏)‏‏)‏‏.‏

References1 variant
In-Book Reference
Book 16, Hadith 10
Sharh · explanationclick to expand
<b>Guidance from the Hadith:</b><br> 1) Muslims are encouraged to always seek refuge with Allah from these matters because they are the cause of the failure of their deeds in the worldly life and the Hereafter.<br> 2) Muslims are urged to seek refuge with Allah from the torment of the grave because the grave could be either one of the ditches of Hell or one of the gardens of Paradise. Seeking refuge with Allah is to be done both verbally and physically. In other words, it is to be done in the form of words uttered by the tongue and by performing the commands of Shariah and shunning what is prohibited and forbidden.<br> 3) One cannot achieve true Tawhid unless he resorts to Allah Almighty at times of trials and adversity. He should seek refuge with Him alone apart from all other creatures that neither ward off harm nor bring benefit.
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